Welcome to Fast Money Loans

If fast cash is what you are in need of then you have come to right place. Fast Money Loans is a one stop website where our only concern is to help you find the right loan deal at the right time and by the right lender. Simply register and you can get started with our services. So, wait no further!

We can help you get linked with lender offering short term monetary assistance. But we cannot assure whether your loan request will be accepted or rejected. The first thing that you can do is submit us your loan application. We will immediately share it with the competent lenders in our network. You will get a response quickly.

Enough cash to take care of any unplanned short term expenditures can be obtained upon approval against these loans. The approved cash will be wired directly into your account on the same day or within one business day. You are free to utilise the received cash as per your requirement without any obligation.

Disclaimer!


'Fast Money Loans' is not a direct lender. We are working as a financial broker under ASIC (Australian Securities & Investment Commission) recognized Australian Credit Licence (ACL) Number 389610. According to NCCP (National Consumer Credit Protection) Act 2009, we do not charge any upfront fee to process the loan application of borrower. We do not promise 100% loan approval, as it depends on your current financial status and terms & conditions of the lending company.Repayment should be done responsibly. Failure to pay back on time can get you trapped in serious financial issues. So, repay back on schedule to avoid costly penalties, additional fee and interest. Contact your lender to find out if they offer extensions. But be aware as such extensions can cost you additional charges and interest above the principal amount that you already owed.




Eligibility Criteria For These Fast Personal Loans?


    1. The applicant must be at least 18 years old Australian citizen or permanent resident of Australia.
    2. Make sure you are earning a minimum of $650 per week.
    3. Having a valid, active Australian phone number and an Email is necessary to start a loan application.
    4. Please don't apply, if you already have two or more than two ongoing loans.



Centrelink Recipients Can Also Apply?


Most of the Australian Lending companies are providing small personal loans to Centrelink donees as well. According to NCCP ACT 2009, if you are getting half of your income from Centrelink then your repayment amount should not be more than 20% of your total income. Confused? For.e.g, if you are getting $450 out of $900 per week from Centrelink, then your repayment amount should not be more than $180 (20% of $900). Furthermore, these $180 will cover repayments of your past ongoing loans as well. Let's start the application if you are qualifying.


I have a bad credit history. Am I Eligible?


There could be various reasons behind Bad Credit History. But, the lending companies are interested in your current financial status. If you have a regular income source and can easily manage to repay for your loan, don't hesitate to start an application.

It is important to always review the terms and rates of the loan deal ahead of entering into an agreement. The loan agreement will include detail information about the fee, APR, application charges and interest rates. Compare the rates to find the deal that perfectly matches your requirement.



How to Apply?


    STEP 1. Fill up the application form by clicking on the "Register Now" button given below.
    STEP 2. After submission, please wait for some time. The lender needs a few minutes to review your loan application.
    STEP 3. Application approved? Your money will be in your bank account.

(AN IMPORTANT NOTE: We advise you to double check your information while filling up the application form. The false and inaccurate information may delay or decline your loan application. The whole loan process takes approx one an hour. Rest of the things depend on your bank and term & conditions of the lending company.)



Rates & Costs


Small Personal Loans ($300-$2000)

An upfront 20% establishment fee of total loan amount + 4% Monthly Interest, No Annual Interest Rates.

For Example: You Borrow- $1300 for 5 Months, You Pay- $1872

$260 (20% Establishment Fee) + $312 (4% Monthly Interest rate)

Maximum Representative APR 199.9%

Loan Terms: Minimum 3 Months - Maximum 12 Months

(All the prices are in Australian Dollar. These rates are just an example to make you sure about rates and costs)


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Medium Personal Loans ($2001 - $4600)

Security may be required for these secured loans.

An upfront $400 establishment fee + Maximum 48% Annual Rates

For Example: You Borrow- $3400 for 20 Months, You Pay- Approx $4134

$400 (Establishment Fee) + $51.67 (Weekly Repayments)

Loan Terms: Minimum 12 Months - Maximum 24 Months

(All the prices are in Australian Dollar. These rates are just an example to make you sure about rates and costs)


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There are various factors based on which lender will offer you approval. So, depending on what your current credit status is, your monthly income, where you reside and your past level of outstanding debt, lender may accept or reject your loan request.

Submit us your loan request and we will immediately forward it to the lenders in our network. You will get a response from lender in no time. With us you are under no obligation. So, if in case you find the offered loan deal unsatisfactory then you are free to refuse it. Resubmit your loan request and we will get you matched with another lender.


All the lending companies of Australia are offering Weekly, Fortnightly and Monthly repayment options to borrowers. You can choose the best one for you. We strongly recommend you to read and understand the terms & conditions for every available repayment method.